For more specific information about fees please review our fee agreement form. Many insurance plans cover mental health services and reimburse anywhere from 50-80% . To find out about your coverage call the 1-800 number on the back of your insurance card. They will be able to tell you what your insurance benefit is and if any precertification of services is required by your plan. We will be happy to file your insurance for you electronically. There are several things you may want to consider before using your insurance benefit.
If you do not have insurance coverage there are still a number of ways for services to be affordable. We accept VISA-MasterCard, American Express, and Discover.
Many people can use therapy while being mindful of limited resources. Some will meet with a therapist less often than once per week and supplement what they learn in therapy with other sources of help, such as support groups or reading material. If the desire is to make changes in life and use therapy to do so, there is almost always an affordable way to get started.
When weighing the costs of therapy it is also important to consider the benefits, especially in light of other things that one might spend money on. Several studies have documented the benefits of therapy in terms of reducing medical visits (people get sick less often when they manage their stress well) and improving job performance (people can concentrate better when they feel peaceful about their lives). The value of reduced stress, improved relationships, and more peace in life is important to factor in one's decision as well.
If you elect to use your insurance benefits your insurance company must be provided with a diagnostic code that reflects the symptoms that are being treated, a code that describes the type of service being provided, and the date(s) of service. Some insurance companies may request records to support that the diagnosis, treatment codes, and dates of service are legitimate claims. This is usually not a problem, but may cause some complications in the future if you change insurance companies or try to get a new type of insurance. No clinical information is ever released except with your written authorization.
You may also have a managed care company that oversees your insurance benefits. Information will be required by the managed care company to justify why treatment is being sought and what treatment is being proposed. A managed care clerk will review your case and decide if services are "medically necessary." The clerk may also require updates about issues discussed in therapy before additional services are authorized.
Confidentiality means that what is discussed in the consultation office stays between you and your doctor. However, using insurance introduces a third party into the process. We make every effort to maintain closed records. However, it is important to realize that we have no control over clinical information once it leaves our office.
Obviously, using insurance helps to offset the cost of services. However, each person should carefully weigh the advantages of using insurance against any concerns about third party involvement in your treatment.